My parents are on a fixed income and they do not have dental insurance right now.  My dad is always working to pay the bills.  Even though he works hard he can not afford $120 or more a month for dental insurance.

I am seventeen and work a part time job so I think I would be able to pay for my own dental services if my parents could get a low cost coverage dental insurance plan for our family.   My mom does not use a computer and she does not want to bother my dad over this unless I can find something that sounds workable.  Could use some good advise.

Reply: What I suggest is that you review and show to your parents either our dental HMO insurance plans, or our dental discount plans. Both dental plan types would help your parents reduce their cost for dental services. Also both a dental HMO insurance and and a dental discount plan are the lower cost insurance/plan option.

They both offer low monthly rates. on average monthly rates would be anywhere from $15 – $50 for a family. Give or take depending on the plan but as you can see it is still much better then $120. Cost wise you where probably looking at dental PPO’s or Indemnity Insurance plans. Those type of dental insurance plans do tend to be much more costly.